Client, during the pandemic, fraudulently applied for Paycheck Protection Program monies that were set aside for businesses affected by the pandemic. The amount obtained from the bank after he was approved for the loan was $150,000. He was facing up to 20 years in prison and scored a total offense level of 16, subjecting him to 21 to 27 months in prison. After providing financial records proving that he did not purchase luxurious unnecessary items, rather he used the funds to do good and start his own business helping less fortunate people obtain loans, the Court sentenced him to probation, with no prison time.